A Guide To Real Estate Investing for Filipino Investors

young adults looking at a house with agent

As a young Filipino about to step into adulthood, you may be looking for ways to make your money work for you. Millennials today are known to be more aware of the financial markets and more likely to invest in real estate than the previous generation. In fact, a recent Bankrate survey has shown that 33 percent of this age group prefers real estate as an investment option compared to other investments.

Investing in property can be an excellent way to build wealth, but it’s essential to understand the ins and outs of the real estate market before investing. One of the most important decisions you’ll make is choosing the right property for your investment portfolio. Fortunately, there are many attractive options for young Filipino investors in today’s market. Here are some of the top real estate properties that will get you started in your real estate investment journey:


Investing in a condominium is a great way to start building your wealth. Condominiums are typically newer, more energy-efficient buildings, and they come with amenities like swimming pools, gyms, and other recreational facilities. The modern vibes of condominiums make them particularly attractive to young Filipinos. Plus, they are a great option if you’re looking to invest in an urban area.

When choosing to invest in a condominium, you must consider your goals, budget, and location. For instance, suppose you’re planning to live in the property while you work. In that case, a condominium for sale in Ortigas EDSA is an excellent option as it offers quick access to business districts and commercial establishments. You can also look for a place with potential for appreciation in the future, such as Makati CBD or Bonifacio Global City.

No matter which condominium you choose, it’s essential to research and compare the prices of units in different locations. This way, you can make an informed decision and maximize your return on investment.

a house for sale


A townhouse is an excellent choice if you’re looking for a more affordable option than condominiums. Unlike condos, townhomes are typically older and have lower monthly maintenance fees due to their smaller size. They also offer the convenience of having multiple levels, which can provide for plenty of living and storage space.

Many investors today are buying townhouses as rental properties since they are usually less expensive than single-family homes. Townhouses also have lower vacancy rates, making them an excellent option for those looking to generate a steady rental income.

However, you must also be vigilant when choosing a townhouse for investment purposes. Inspect the property in detail, as older units may require more renovations and repairs than newer ones. Conduct a thorough background check on the neighborhood to ensure it is safe and desirable for tenants. When possible, try to look for townhouses near good schools and other amenities, such as parks, shopping malls, and hospitals. These factors can help you find the perfect property for your investment portfolio. Thus, allowing you to maximize your return on investment.

a snapshot of an establishment window with retail/restaurant for lease sign

Commercial Properties

For a more profitable investment opportunity, consider commercial properties. These include office spaces, retail stores, warehouses, and other types of buildings used for business purposes. Investing in commercial properties can be a great way to generate higher returns than residential investments, as they tend to have longer-term leases and more reliable tenants.

In the Philippines, these properties are typically found in business districts such as Makati, Quezon City, and Ortigas. But you can also find plenty of options in provinces, particularly in Laguna, Cavite, and Batangas. So, you have several choices when selecting the right commercial property for your portfolio.

But commercial property investing comes with a few risks. There are certain zoning restrictions in each locality, so you must ensure that the property is suitable for your intended use. You should also consider factors such as building age and condition, tenant mix, and vacancy rates. These can help you determine if the property is worth investing in. Lastly, it’s essential to research the real estate market in the area to get a better idea of potential capital appreciation.

Once you’re able to learn how to overcome the obstacles, investing in commercial properties can be highly rewarding.

Real estate investments can be an excellent way for young Filipino investors to reach financial freedom. And the above properties are some of the best options to help you get started. With proper research and due diligence, you can pick the right property for your investment portfolio and maximize your ROI. So, start exploring today and find the perfect property for your real estate journey.

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